Capital Gains Proposal Impact on Home Sellers | What You Need to Know

In 2025, homeowners in Burleson, Crowley, Mansfield, and across the DFW area have been watching housing policies closely. One of the most talked-about proposals is a new bill introduced by Representative Marjorie Taylor Greene, which could directly affect how much profit you keep when selling your home. The proposal has also gained public support from President Trump, who has voiced backing for the plan to help homeowners keep more of their equity.

This proposed legislation aims to adjust capital gains tax exclusions — a move that could put more equity in homeowners’ pockets and encourage greater market activity. Whether you’re planning to sell your home soon or you’re just trying to understand how changing tax policies affect real estate in Texas, this is news worth following. Let’s explore what the proposed capital gains changes mean, why it matters for local homeowners, and how you can position yourself for success in 2025.

What Is the Greene Capital Gains Bill?

Under current IRS rules, homeowners can exclude up to $250,000 in profit (or $500,000 for married couples) from capital gains taxes when selling a primary residence, as long as they meet ownership and occupancy requirements. Greene’s proposed bill seeks to raise these exclusion limits, giving homeowners the ability to retain more profit from a home sale. In her statement, Representative Greene emphasized, “This bill is about putting hard-earned money back into the hands of homeowners — not the federal government.”

For many families in Burleson and nearby areas like Crowley and Mansfield , this could be a game-changer. Rising home prices over the past decade mean that many homeowners are approaching or exceeding the current $250K/$500K threshold. An increased exclusion would reduce the tax burden, allowing sellers to keep more of their hard-earned home equity.

Why This Could Benefit Texas and DFW Homeowners

The Dallas-Fort Worth market has seen consistent growth, with homes in Burleson and surrounding areas appreciating at notable rates. For homeowners who bought 10 or 15 years ago, selling now could mean significant capital gains — sometimes enough to hit the IRS cap. The proposed increase would allow these sellers to avoid taxes on a larger portion of their profits.

Beyond personal savings, this bill could also encourage more homeowners to sell. Many would-be sellers hold onto their properties to avoid hefty capital gains taxes. If this tax burden is reduced, more homes would enter the market, boosting inventory and creating a healthier balance between buyers and sellers.

More inventory also means that buyers — particularly first-time homebuyers — could have more options and fewer bidding wars. This is especially important in South DFW cities like Mansfield and Crowley , where demand often outpaces supply.

Key Highlights of the Bill

• Higher Capital Gains Exclusion: Homeowners could keep a larger share of their profit.
• Primary Residence Focus: The rules would still apply primarily to your main residence.
• Market Inventory Boost: More homeowners may list their properties, leading to a stronger and more balanced market.

Understanding Capital Gains Taxes for Homeowners

Capital gains tax is the tax you pay on the profit from selling your home. For example, if you purchased a home in Burleson for $200,000 and sold it for $450,000, your gain is $250,000. Under current rules, an individual seller could exclude this amount, meaning no tax would be owed. However, if you made $300,000 in profit, $50,000 would be taxable.

The proposed bill would increase the exclusion limit, which could significantly impact homeowners with highly appreciated properties — especially those who have held onto their homes for many years.

Thinking of buying or selling in 2025? Use the buttons below to get my free Buying Game Plan, Selling Strategy Plan, or request a Free Home Value Report.

What Should Home Sellers Do Now?

While the bill has not yet passed, now is the time to prepare. Homeowners planning to sell in 2025 should work with both a tax advisor and a real estate professional to understand how to maximize profits under current rules — while also keeping an eye on potential future benefits.

If you’re thinking about selling, take steps now to increase your home’s value. Staging, strategic marketing, and minor renovations can dramatically boost your sales price. My Burleson Home Selling & Marketing Plan offers a clear roadmap for success, designed to help you sell faster and for top dollar.

Local Impact: Burleson and South DFW Real Estate

Homeowners in Burleson and nearby communities stand to gain the most from this proposal. These areas have seen robust appreciation, with many homes selling for significantly more than their original purchase price. By increasing capital gains exclusions, more sellers will have the financial confidence to list their homes, creating opportunities for buyers who have been waiting for more inventory.

To stay on top of local trends, explore my Market Insights page, where I share updates on home values, inventory changes, and real estate news that affects South DFW communities.

FAQ: Capital Gains and Home Sales

What is the current capital gains exclusion?

Single homeowners can exclude up to $250,000 in profit, and married couples can exclude up to $500,000 when selling a primary residence, provided IRS requirements are met.

Will the new bill change these limits?

The proposed bill seeks to raise these limits, though the exact increase has not been finalized.

What steps can I take to prepare now?

Plan with a tax advisor, review your home value, and consider improvements or upgrades to maximize your sale price.

How do I know what my home is worth?

Request a free analysis of your property value here: Free Home Value Report.

Ready to Maximize Your Home Sale in 2025?

The potential capital gains tax changes are just one reason 2025 could be a great time to sell. With proper planning, you can maximize your profits, minimize stress, and take full advantage of a strong South DFW market.

Use the tools below to get started: download my free guides or request your home value estimate to see where you stand.

As of July 2025, this bill remains in the proposal stage and has not yet passed into law. Homeowners should consult a qualified tax professional for the most up-to-date information on capital gains rules.

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Sources & References

• Realtor.com – Greene Capital Gains Home Sales Bill
• Internal market insights and analysis by Jennifer Greenfield, REALTOR® – Boot Team Realty